Frequently Asked Questions (FAQ)

What are surplus funds?

Surplus funds (also called excess proceeds or overages) are the extra money left over after a property is sold at a tax sale or foreclosure and all debts, taxes, and fees are paid. These funds legally belong to the former property owner or other eligible parties.

Who is entitled to surplus funds?

In most cases, the former property owner is entitled to the surplus funds. In some situations, heirs, lienholders, or other interested parties may also have a valid claim depending on state law.

How do I know if I have surplus funds owed to me?

If your property was sold at a tax sale or foreclosure for more than what was owed, you may be entitled to surplus funds. Ark Recovery Solutions can check public records and confirm whether funds are available for you at no cost.

Why haven’t I been notified about my surplus funds?

Many counties send notices to the last known address on file, which is often the foreclosed property. If you moved or changed addresses, you may never receive the notice. In some cases, counties do not actively locate former owners.

How much money could I receive?

The amount varies depending on how much the property sold for and how much was owed at the time of sale. Some claims are for a few thousand dollars, while others can be tens of thousands of dollars or more.

How long do I have to claim surplus funds?

Time limits vary by state and county. In some states, surplus funds may be held indefinitely, while in others they may eventually be transferred to unclaimed property if not claimed. It is best to file your claim as soon as possible.

What does Ark Recovery Solutions do?

Ark Recovery Solutions helps individuals locate, document, and recover surplus funds owed to them after tax sales or foreclosures. We handle the paperwork, court filings (if required), and communication with the county or court.

Do I need a lawyer to recover surplus funds?

Not usually. Most surplus funds claims do not require an attorney. Ark Recovery Solutions specializes in this process and can assist you without the high cost of legal representation.

How much do your services cost?

We work on a contingency basis, meaning there are no upfront fees. We only get paid if we successfully recover funds for you. Our fee is a percentage of the recovered amount, agreed upon in advance.

How long does the recovery process take?

The timeline depends on the county and whether court approval is required. Some claims can be resolved in a few weeks, while others may take several months.

What documents will I need?

Typically, you may need:

- Proof of identity

- Proof of ownership or interest in the property

- A signed authorization form

- Any court or foreclosure-related documents (if available)

Ark Recovery Solutions will guide you through exactly what is needed.

Can heirs claim surplus funds?

Yes. If the former property owner has passed away, heirs may be eligible to claim the funds. Additional documentation such as probate or heirship affidavits may be required.

What if there are multiple heirs or claimants?

When there are multiple eligible parties, the county or court may divide the funds or require a court order to determine how the funds should be distributed.

Is Ark Recovery Solutions affiliated with the government?

No. Ark Recovery Solutions is a private surplus funds recovery company and is not affiliated with any county, court, or government agency.

Is this a scam?

No. Surplus funds are real money held by counties or courts after property sales. Ark Recovery Solutions works using publicly available records and legal procedures to help rightful owners recover their funds.

Why should I use Ark Recovery Solutions instead of filing myself?

You can file a claim on your own. However, the process can be confusing and time-consuming. Ark Recovery Solutions saves you time, helps avoid mistakes, and increases the chances of a successful claim.

How do I get started?

Getting started is simple. Contact Ark Recovery Solutions for a free consultation. We will check if funds are available and explain your next steps with no obligation.

Ark Recovery Solutions does not provide legal advice. Eligibility and recovery timelines vary by state and county.